phone number

Toll Free 877.465.4154 

Access Your Account

 

For Telebanc: 866.334.3147

Equal Housing Lender

Overview of Business Accounts

Whatever you envision for your business, Edgar County Bank and Prospect Bank, a division of Edgar County Bank & Trust Co., have the products and services you need to help your business reach its goals. We serve everyone from large corporations to small, local businesses. We don’t assume that “one size fits all” which is why we have developed customized accounts and services tailored to meet the unique needs of your business.

From business checking and savings accounts to lines of credit, Edgar County Bank and Prospect Bank strive to work hand-in-hand with you to find the solution that works best for you. We provide the personalized attention you need to grow your business.

Not only do we support you with your banking needs, we also support local businesses because we believe it’s important for community growth. As always, our knowledgeable, service-focused banking professionals are available to assist you at any of our branches. By giving you choices, freedom, and outstanding customer service, Edgar County Bank & Trust Company welcome you to banking, the way it's meant to be — simple and easy.

Comparison of Business Account Features

Opening Balance

Monthly Service Charge

Free Debit Card**

Transaction Fees

Online Banking

Earnings Credit

Interest Earning

Restrictions/Other

Checking

Success Business Checking

$100

-

-

-

  • $0.25 per transaction over 250 per statement cycle

Achieve Business Interest Checking

$1,000

$8*

-

Progress Business Checking

$100

$7*

-

Focus Business Checking

TBD

TBD

TBD

TBD

-

-

Community Interest Checking

$50

-

-

  • Non-Profit or Municipalities
  • $0.25 per transaction over 100 per statement cycle

Community Checking

$50

-

-

  • Non-Profit or Municipalities
  • $0.25 per transaction over 250 per statement cycle
Savings

Community Savings

$100

$5*

-

-

-

  • Non-Profit or Municipalities

Outlook Business Savings

$100

$5*

-

-

(a) (c)

Progress Business Savings

$2,500

$8*

-

-

Tiered

(b) (c)

Money Market

Progress Business Money Market

$1,000

$10*

-

-

-

Tiered

(c)

Quest Business Money Market

$25,000

$10*

-

-

-

Tiered

(c)

* Monthly service charge if average daily balance falls below a specified amount. See account representative for details.
** Subject to approval. Fee for replacement cards.
(a) $3 fee for each withdrawal over 4 per month
(b) $5 fee for each withdrawal over 6 per month
(c) Limit of six (6) transfers from a savings or money market savings account during any one calendar month to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer.

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