phone number

Toll Free 877.465.4154 

Access Your Account

 

For Telebanc: 866.334.3147

Equal Housing Lender

Overview of Personal Accounts

Our versatile line of personal banking products is specifically designed to provide the best fit for your individual lifestyle and needs. Our exclusive checking, savings, and money market accounts provide a variety of options when planning your financial future; while your online Personal Account Access gives you the freedom to manage all of your bank accounts from anywhere at any time. It’s convenience made easy. As always, our knowledgeable, service-focused banking professionals are available to assist you at any of our branches.

By giving you choices, freedom, and outstanding customer service, Edgar County Bank & Trust Co. welcome you to banking, the way it's meant to be — simple and easy.

Comparison of Personal Account Features

Opening Balance

Monthly Service Charge

Interest Earning

Free Debit Card**

Unlimited Proprietary ATM Transactions

Cash Reserve
***

Online Banking

Direct Deposit

Unlimited Check Writing

Free Personalized Checks

Restrictions

Checking

Earth Checking

$25

-

-

-

-

e-statements only

Freedom Checking

$25

-

-

-

-

Accomplish Checking

$50

$7*

-

-

Thrive Checking

$5,000

$10*

-

Inspire Checking

$250

$7*

Age 55+

Savings

Explore Savings

-

-

-

-

-

-

-

Age <18 (a) (c)

Dream Savings

$50

$5*

-

-

-

-

-

(a) (c)

Vision Savings

$2,500

$8*

Tiered

-

-

-

-

-

(b) (c)

Money Market

Prosper Money Market

$25,000

$10*

Tiered

-

-

-

-

-

(c)

* Monthly service charge if average daily balance falls below a specified amount. See account representative for details.
** Subject to approval. Fee for replacement cards.
*** Subject to credit approval. See account representative for details.
(a) $3 fee for each withdrawal over 4 per month
(b) $3 fee for each withdrawal over 6 per month
(c) Limit of six (6) transfers from a savings or money market savings account during any one calendar month to another of your accounts with us or to a third party by means of a pre-authorized or automatic transfer.

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