This is one of our more popular savings accounts, because it offers the basic features you need to start saving as well as a low starting balance requirement. It’s perfect for those who are just starting to save for a big purchase, or just want to be more prudent with their finances.

  • $50 opening balance
  • Free online banking
  • Interest-earning
Disclaimers
  • $3 fee per withdrawal, if over 4 per month
  • $5 monthly service charge if average daily balance falls below $50
  • Limit of 6 transfers during any one calendar month to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer

Requirements:

All new account applications are subject to approval; a review of your credit history may be used.

WHAT YOU NEED TO APPLY:

  • Social Security number
  • Date of Birth
  • Current street address
  • Unexpired government-issued photo ID

The NO HITCH SWITCH

We can help you easily transition from your previous financial institution to your new account at Edgar County and Prospect Bank.  All you will need to do is provide information about your previous bank account, any automatic debits and direct deposits.  We have forms and checklists to help you with this process!